Source: http://sewbc.com/25922/latest-business-home-based-internet-auctions/
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Sunday, July 31, 2011
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Saturday, July 30, 2011
Charity: Slain girl's mom targeted by tabloid PI (AP)
LONDON ? Britain's simmering phone hacking scandal erupted again Thursday as a charity founded by the mother of a murdered child said she was targeted by a detective who worked for the News of the World.
The charity, Phoenix Chief Advocates, said Glenn Mulcaire, a detective employed by the now-defunct tabloid, had the details of Sara Payne in his notes. Payne is the mother of 8-year-old Sarah Payne, whose murder by a pedophile in 2000 shocked Britain and was heavily covered by the News of the World.
The charity said in a statement that police had previously said Sara Payne's name was not on a list held by Mulcaire, who was jailed in 2007 for hacking into the voice mail messages of royal staff. But it said "it has now been confirmed by (police) that Sara's details are on his list."
"Sara is absolutely devastated by this news, we're all deeply disappointed and are just working to get her through it," it said.
The Colchester, England-based charity advocates for victims of pedophile crimes.
It was unclear whether Mulcaire had merely obtained Payne's number or whether he or anyone else had tried to eavesdrop on her voice mails. Thousands of names were on Mulcaire's list, and it still isn't certain how many of them were actually spied upon.
The ongoing scandal over illegal eavesdropping has shaken Rupert Murdoch's global media empire, led to the resignation of top executives, including Murdoch protege Rebekah Brooks, and prompted the closure of the 168-year-old News of the World tabloid, which she once edited.
Murdoch's News International company said in a statement that the matter is being taken "very seriously" and said the company would cooperate with all criminal and civil inquiries into the new allegations.
If it were shown that Mulcaire had in fact targeted Payne, and that he had done so at the behest of Brooks' paper, it would be one of the most shocking revelations to have emerged so far.
Brooks was closely involved in covering the death of Sarah Payne, and under her stewardship, the News of the World was heavily involved in campaigning for a measure, dubbed "Sarah's Law," to give the public access to information about convicted sex offenders. It set up a petition that drew hundreds of thousands of signatures.
Sara Payne even wrote an article for the News of the World's final edition, calling the muckraking tabloid "a force for good."
In a statement, Brooks said the latest allegations were "particularly upsetting" because Payne was a "dear friend."
"The idea that anyone on the newspaper knew that Sara or the campaign team were targeted by Mr. Mulcaire is unthinkable," she said. "The idea of her being targeted is beyond my comprehension."
The news came as a senior judge opened an inquiry into the scandal that will start by looking at whether the country needs tougher media regulation, and will have the power to force witnesses to give evidence.
Justice Brian Leveson said he has the legal power to demand statements and documents from witnesses ? and plans to use it "as soon as possible."
Only two people have been jailed for hacking ? Mulcaire and reporter Clive Goodman, both in 2007. But parent company News International now admits the eavesdropping was more widespread, and the tabloid is accused of targeting the voicemail of celebrities, politicians, other journalists and even murder victims ? including 13-year-old Milly Dowler, whose phone was hacked after she disappeared in 2002. She was later found murdered.
Leveson's inquiry was announced earlier this month by Prime Minister David Cameron. His seven-member panel includes a veteran newspaper reporter, a former police chief, a civil liberties activist and a broadcast journalist. They held their first formal meeting Thursday and will begin public hearings in September.
The panel is due to issue a report within a year. Leveson said he would strive to meet that deadline, but "not at all costs."
A second part of the inquiry will examine specific allegations of wrongdoing at News of the World, but can't start until the criminal investigation by police is finished ? which could be years away.
Leveson said the inquiry would examine "the culture, practices and ethics of the press."
"In the first instance the inquiry will focus primarily on the relationship between the press and public and the related issues of press regulation," he said.
Later, it will look at relations among the press, police and politicians.
Leveson said he would soon send out letters summoning evidence and witnesses, who may include journalists, news executives, police and politicians.
But he said he hoped people would participate willingly to help root out wrongdoing.
"It may be tempting for a number of people to close ranks and suggest that the problem is or was local to a group of journalists then operating at the News of the World, but I would encourage all to take a wider view of the public good and help me grapple with the width and depth of the problem," he said.
The inquiry will try to get to grips with a scandal that continues to shake Britain's police, political and media establishment. It already has led to the resignations of London's police chief and two senior executives of Murdoch's News Corp.
James Murdoch, Rupert's son, is among those whose future hangs in the balance. But he received a boost when the board of British Sky Broadcasting unanimously backed him to remain chairman of the broadcaster.
A person with access to the decision-making process said the role of the chairman had been discussed at length, and Murdoch received the unanimous support of all directors. He spoke on condition of anonymity because the news was not yet officially released.
The board meeting was the first since News Corp. abandoned a takeover bid for BSkyB because of the scandal at the News of the World.
The meeting was primarily held to sign the full year earnings report of BSkyB, which is 39 percent owned by News Corp.
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How A Real Estate Investing Course Can Help You ? eboden Brand
How A Real Estate Investing Course Can Help You
Article by Gerald Mason
Most people who want to be successful in real estate investing realize that some kind of education on the subject is necessary. This will help give more knowledge and improve your confidence.
Taking a real estate investing course is the best way to get the education you need to be successful in real estate investing. Of course, you can always learn through trial and error, but most people don?t have the time or money to waste in this method.
When you take a real estate investing course, you want to get as much as you can from it. How much you get out of the real estate investing course will determine your success in real estate investing. Ultimately, it will determine your life.
Before the start of the real estate investing course, you should read over all the materials for the course. This includes the syllabus and suggested readings. In most cases, the course instructors jump right in.
It will be important for you to be up to speed on all the real estate investing course pre-requisites so you have full understanding of what is going on in the course. If you fall behind early in the real estate investing course, you may never catch up.
Be sure that you purchase any textbooks or materials prior to the real estate investing course. Most students find that when they purchase these materials up front, they are better prepared for success in the real estate investing course.
It would be unfortunate to have the instructor focus on something from the textbook and you not have it. The best practice is to purchase all necessary materials before the course begins.
Use the real estate investing course as an opportunity to network with your classmates and even your instructor. You never know who can be a resource for you later in your investing endeavors. Even before that, these people can help you throughout the real estate investing course.
If there are areas of the course that you do not understand, your classmates and instructor are the best people to go to for help.
If you have homework as part of your course, make sure you do it as you go along. Procrastinating on the work only causes you to stress out later on. To keep yourself from feeling overwhelmed, you it is best to keep up with assignments as they are given to you. Not only does this help with your grade, it will also help in preparation for the exam.
Always prepare for exams at least a week in advance. This is true whether you are attending the real estate investing course in person or if you are taking it online. Preparing for the test ensures a better grade. Avoiding cramming as much as necessary. When you cram for an exam, you don?t retain the information as well as if you prepare well in advance.
Since real estate investing is a subject for which your retention of the subject really counts, preparation for exams should be a priority for you.
Some of the same techniques will work for you in a real estate investing course as those that worked for you in other courses. You should pay slightly more attention to the real estate investing course since it has such emphasis on your success in investing.
About the Author
Did you know there are an estimated 8 million plots of unclaimed land and real estate in this country? Download a free ebook, that shows you how to claim your share here:http:Claim Free Land & Property Ebook
Source: http://eboden.org/?p=11759
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Friday, July 29, 2011
Start Day Trading ? Nine Ideas To Guide You To Constant Profits ...
You are here: Home / Currency Trading / Start Day Trading ? Nine Ideas To Guide You To Constant Profits
Start Day Trading and you will be able to earn dollars while sitting at home. Starting your own business can be so liberating after being locked in an office at the mercy of a boss. An attractive option for you to earn money is the forex market in which? you can simply carry out all your transactions while sitting in your home.
There are different websites that offer beginners a free demo of their forex training programs, covering topics that include how to analyze forex markets, the fundamentals of trading and how to control risk.
As you need to become a successful day trader here are some tips:
Getting in depth knowledge is a necessity:
You will have to face people who are more clever and have a lot of experience in this trade like any other business as well. Therefore you have to show them that you have equal knowledge and are a worthy ?opponent?. So update your knowledge continuously with all required material.
Start small.
To get accustomed to this kind of business, start by making mini trades, or small trades as they are otherwise known. High return will always involve high risk but as you are starting with a small amount to minimizing your risk keep this golden rule in mind that small trading will always give you small earnings.
Think of a strategy before you start online trading.
As you experience actual day trading, you have to make your observations and learn how other successful traders win. Learning not only from your experience, but from the experience of other traders is a good Forex trading tip. More info on profitable strategies in day trading on day trading strategy.
Learn from your errors:
Properly concentrate on your mistakes because success is a fight between you and yourself.
Think Long-term
Think long term is the characteristics of visionary people so always concentrate on long term goals rather than short time. Always believe in yourself and never avail a short term profit opportunity when your observations are clicking you that you can earn big in future.
It?s All About Timing!
Always remember that time is a major player in trading. The developments always occur in morning time such developments can be credit policy changed by central bank or the other business related news which can effect the choice of investors all over the world. ?
It is advisable that you avoid trading off peak hours. Trading all the time in the working days of week is also discouraged. Fix your amount of working hours and get used to handling stress. Also make sure that your timing will not be ruined by unprofessional brokerage. Look at my suggestion in Exness broker review.
Best time to trade:
The market players always trade in the first hour of opening a market. Some traders will simply enter a short trade as soon as a bearish market opens, or a long trade in a bullish market, but a more technically sound forex market opening trading strategy is to use pivot points to identify the new day?s support and resistance levels and set take profit and stop loss targets at those levels.
Knowledge necessary to analyze charts
Stay connected with the latest happenings in the forex market but don?t get lost in data. Analyze the logic behind every transaction and try to concentrate on the cause and effect cycle in the forex market. Always get proper and thorough knowledge about the currency market also considers the factors which can affect the function of forex market.
Understand why the numbers rise and fall and what causes exchange rate fluctuations. Fundamental concepts always hold true, so stick to your fundamental concepts, things will more often become simple for you and turn out right.
Keep it simple and Be a Man!
Keep your procedure simple and remember, you cannot control all the variables.
So be ready to brave the rough weather and steady your ship in the storm. Forex trading is not for people who have a weak heart, always stay for your decision and go for the kill, if you are seeing a charm in the selling, act like a winner and don?t hesitate to sell.
Bottom line:
Forex day trading can seem like a profitable and exciting profession to excel, the prerequisites for success are motivation, intuition and most important a big heart while keeping every thing simple. For the time being, I suggest you check out the details of an excellent day trading strategy created by George C. Smith in Forex Trading Made Easy review
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Harrison Ford to Chewbacca: Get Out!
Harrison Ford appeared on Jimmy Kimmel Live last night, but the real action took place prior to the actor coming out on stage.
Preparing to hype his new movie, Cowboys & Aliens, Ford was interrupted by a friend from one of his old movies. Or a former friend, we should apparently say.
It's unclear just what led to a falling out between the man who played Han Solo and Chewbacca, but the two definitely did not enjoy a pleasant reunion last night, no matter how hard Chewy tried to make it so. Did this hairy hunk steal Ford's woman? It sure seems that way, based on the following video:
Source: http://www.thehollywoodgossip.com/2011/07/harrison-ford-to-chewbacca-get-out/
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Thursday, July 28, 2011
Post office closures: What happens if a town has no post office?
The Postal Service announced Tuesday that it will consider closing more than 3,600 post offices. Does that mean people in small towns won't be able to send mail? Not necessarily.
Postmaster General Patrick Donahoe on Tuesday painted a picture of what the post office of the future might look like. And for many Americans, he said, it might not even be a post office at all.
Skip to next paragraphWith the United States Postal Service facing a potential $8 billion deficit this year as mail volume declines, Mr. Donahoe said the agency will consider closing 3,653 of its 31,871 post offices. Particulaly in rural areas, that could leave a town without a post office ? but not necessarily without the Postal Service, he said.
The Postal Service network already includes some 70,000 locations in drug stores, grocery stores, or self-service kiosks. In communities where retail post offices might close, a potential replacement would be this so-called Village Post Office model, which operates in a local business to offer equivalent services.
?By working with third-party retailers, we?re creating easier, more convenient access to our products and services when and where our customers want them,? Donahoe said in a statement. ?The Village Post Office will offer another way for us to meet our customers? needs.?
The question of which post offices on the Post Office Study List will survive and which will be closed will be answered in the coming months, with the first closures starting in January. Decisions can be appealed to the Postal Regulatory Commission for a nonbinding review.
But Donahue noted Tuesday that a large percentage of Americans no longer use post offices.
?Our customers' habits have made it clear that they no longer require a physical post office to conduct most of their postal business,? he said, noting that more than 35 percent of the Postal Service?s revenue is generated from usps.com, iPhone or Android mobile applications, self-service kiosks, and other stores like supermarkets and pharmacies.
Indeed, of the nearly 3,700 locations on the list, 3,061 have annual revenue of less than $27,500 and a daily workload of less than two hours.
Many of these locations are in rural areas, which presents a conundrum, says Ruth Goldman, chairwoman of the commission, an independent agency that oversees and advises the Postal Service.
?The smaller offices don?t make money, but they weren?t designed to make money. They were designed to serve the public,? Ms. Goldman says.
Over the years, smaller offices have been able to operate freely because the larger offices compensated for their loss in revenue, she says.
Goldman suggests that closing offices in rural communities, where alternatives ? like sending mail at Wal-Mart ? are not available puts the Postal Service at risk of not fulfilling its "universal service obligation" of providing uniform prices, equal access to services, and frequent delivery of mail to all areas of US.
?A case can be made that the Postal Service?s greatest strength is its ubiquity, and the fact that people identify with it even in the smallest communities in America,? Goldman says. If ?you reduce its visibility and ubiquity, you reduce its power and its ability to rebound from the economy. It?s a risk.?
In 2009, the Postal Service approached the commission with plans to close 1,200 stations and branches. In the end, it only closed about 160 based on the commission's advice.
The Postal Service, however, has now maxed out on a $15 billion loan from the US Treasury.
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Bed Bugs Spray,Seattle Bed Bug Detectio - Spray Bed Bugs to Stay ...
Spray Bed Bugs to Stay Away from Crawlers
by Jeannine Fiorito
Send Feedback to Jeannine Fiorito
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Bed Bugs Spray,Seattle Bed Bug Detectio More Details about Bed Bugs Spray,Seattle Bed Bug Detectio here.
Insects are always a nuisance, especially bed bugs as they are known to be night riders. By this, it means that bed bugs come out in the night to hunt for the blood of humans. In fact, they are the parasites that such the blood and leave itchy red marks that get swollen afterwards. This necessitates the requirement to spray bed bugs chemicals to get rid of them. Now, since these crawling parasites suck the blood of one person and them goes to attack the other one; in this way, they transmit diseases from one body to another, which could be dangerous for the health. So, this makes it necessary to use quality bed bug sprays for staying away from these sick crawlers. There are numerous chemicals used as Spray Bed Bugs that provide a non toxic solution to kill bed bugs. These days, the consumers are becoming quite aware of using "greener" products because of their safety level, environment friendly and are generally non toxic. Such type of green biological sprays is made with biological elements that are considered good to kill bed bugs. In some of these biological sprays, the fossils of numerous marine life creatures are used. In fact, the dust of these fossils is best to kill bugs. Apart from this, certain sprays are made with herbal extracts that kill bed bugs. Apart from this, few other sprays are made with extracts of flowers. One of the most famous flower extract that is being used in certain bug sprays come from Chrysanthemum flowers. The people prefer natural elements because they are very effectual in killing them. Indeed, they are also good for preventing the return of a bug infestation.
There are abundant ways to eradicate bedbug infestations. These specialized treatments range from incalculable home remedies to professional execution services. However, loads of people are now using the spray bed bugs to abolish these tiny creatures. These sprays are extremely effectual; but there are quite a few things that are required to be considered. For apposite treatment of bedbug infestation, you need to know how these bedbug sprays work-on and the different kinds of options available in the market. There are numerous kinds of sprays present in the market, of which, a few necessitate dilution. One can select those sprays that can be used instantaneously, without having to mix other ingredients. Also, choose those sprays which do not leave a remainder, since these sprays would not cause eye infections.
If the bug plague is extremely bad, the people would find bugs within the mattress and they may get spread to other items of furniture. In this particular case, one may need to change the entire mattress with the new one. If this cannot be done on immediate basis, then you must carry out Spray Bed Bugs on the entire mattress to make sure for getting both sides. One is required to spray all areas of the bed, including the structure also. But, in the most difficult cases, it is always better to hire a professional exterminator.
Spray bed bugs are an essential task to get rid of blood suckers because they tend to give birth to various infectious diseases.
The author of this article is and environmentalist that has studied the affects of many household pest infestations and in particular, bedbugs. In this article, the author conveys the message that when it comes to irradiating the menace of bed bugs one should use the proven methods of Bed Bugs Spray. Read More: http://www.spraybedbugs.com/
Contact the Author
Jeannine Fiorito
info.spraybedbugs@gmail.com
More Details about Bed Bugs Spray,Seattle Bed Bug Detectio here.
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Wednesday, July 27, 2011
Morocco plane crash leaves 78 dead: official (AFP)
RABAT (AFP) ? Seventy-eight people were killed and three injured Tuesday when a Moroccan military plane slammed into a mountainside in bad weather in the country's south, the Moroccan military said.
The Hercules C-130 aircraft crashed into a mountain 10 kilometres (six miles) northeast of Guelmim, located about 830 kilometres (215 miles) south of Rabat, an army statement said.
"There are 78 dead and three seriously injured", it said.
The plane was flying from the southern city of Agadir to Laayoune in the Western Sahara with "six crew, 60 soldiers and 12 civilians", it added.
The statement blamed the accident on "bad weather conditions".
"This is a military plane that is used for the transport of troops, but also of their families. It is widely used in the Sahara," an interior ministry official added.
"Above all, it was the fog and bad weather conditions that are believed to be behind this accident. But for the moment, we don't have enough information," the source said.
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Jennifer Aniston & Justin Theroux: House Hunting?
Justin Theroux and Jennifer Aniston certainly are moving things right along. The duo are already house hunting together, according to reports.
The pair, who were spotted this week on a cozy date in London, "are looking for a new house to move in together," an Aniston source dishes.
The Horrible Bosses actress must leave her Beverly Hills home, which recently sold for a staggering $38 million, at the end of the month.
The couple returned Thursday to Los Angeles from the U.K., where Aniston, 42, had been promoting her latest flick - with Theroux in tow.
They first stepped out together in May, and just last month, Aniston said: "I'm very happy. I'm extremely lucky, and I'm extremely happy."
Unlike previous relationships, which she has kept closely guarded from the press, Jen and Justin Theroux have gone public early and often.
Here's hoping things continue positively for them both.
[Photo: Fame Pictures]
Source: http://www.thehollywoodgossip.com/2011/07/jennifer-aniston-and-justin-theroux-house-hunting/
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Tuesday, July 26, 2011
Invisible wounds of war: There's an app for that? (AP)
WASHINGTON ? When terrifying battlefield memories come rushing back to mind, in night sweats, flashbacks or a panic attack, some troops and vets now find comfort by reaching for their smartphones.
Using new-age technology to cope with age-old wounds of war, they tap into mobile phone applications, or "apps," designed to help with post-traumatic stress and brain injuries.
"I'm not going to lie ? when this came out, we sort of wanted to slam it," a once skeptical Staff Sgt. Meg Krause said of her group of veteran friends.
"But it surprised us and has been a phenomenal tool," said the 29-year-old reservist and medic, who has had counseling for PTSD.
A half-dozen apps with names like "T2 MoodTracker," "PTSD Coach" and "Breathe2Relax" have been developed by the Pentagon and Veterans Affairs Department, but not to diagnose illness or replace psychiatric counseling. Rather, the apps offer at-your-fingertips information about what the military calls "invisible wounds" of the wars in Iraq and Afghanistan ? and techniques for managing the symptoms.
All but one were the work of the Pentagon, starting with MoodTracker, which lets users rate how they're feeling ? worthless, happy, lonely and so on ? and keep a record of their ups and downs over time.
The newest, released in May, was a joint Pentagon-VA effort ? PTSD Coach. It helps self-assess symptoms, gives step-by-step instructions in muscle relaxation and breathing, helps users create a phone list of people to call when they need support and helps vets contact the National Suicide Prevention Hotline in an emergency.
"Someone who's struggling ... all they have to do is pull out their smartphone or their iPhone and say, `I can help myself,'" Krause said. "To know that there is something that I can pull out and watch, and it will help me go through my breathing techniques so I don't get to that crisis moment, I think is immensely important."
There's also an app for health care providers that includes definitions, causes and severity ratings for mild traumatic brain injury ? or concussions ? suffered by so many troops from roadside bombs and other explosions. Another for doctors treating PTSD is expected in the coming months. Officials hope the apps for troops, vets and their families will encourage more people to get professional help and will be used by others to supplement professional therapy.
Krause served twice in Iraq and has worked for the "Real Warriors" campaign, a separate defense program in which service members tell their personal stories to encourage other troops to go for counseling.
Finding others to talk about using the apps is hard since the free downloads are anonymous. Preserving that privacy is a big selling point for a military population that hides its problems for fear of appearing weak or being passed over for promotions.
"Engaging veterans on their own terms is especially crucial in the area of mental health," said Dr. Sonja Batten, a clinical psychologist who works on national mental health policy for the VA. Providing services that are safe, reliable and private is a priority for the VA, she said, where the number of vets getting mental health care has increased to 1.2 million from 900,000 in the past four years.
Last year alone, over 400,000 veterans who received mental health treatment had a diagnosis of PTSD, Batten said. Among troops still in the military, officials estimate 1 in 5 has suffered acute stress, anxiety, depression or other mental problems from a war zone deployment.
Some 2.3 million men and women have served tours of duty in Iraq and Afghanistan in the past decade. The apps are among the latest ideas by a government still struggling to prevent, treat and more fully understand the mental health problems that have ballooned over that time.
In a vast and unprecedented wartime effort that has struggled to keep up with troop needs, the government in recent years has increased mental health screening, hired more psychiatric staff, sent mental health survey teams directly to the battlefields, launched new research and started or bolstered myriad programs from suicide prevention to resilience training to family counseling. They've promoted the efforts with booklets, boot camp training, interactive websites, social media, call-in phone lines and more.
Still, some troops complain that there isn't enough help. And others simply won't go for psychological treatment. Up to half of soldiers in the most recent battlefield survey said they feared it would make them appear weak to buddies and their leaders.
Defense officials in 2008 set up the National Center for Telehealth and Technology, known as T2, to look at leveraging technology against the mental health problems.
"The Defense Department is doing something different, is doing everything, to try and reach the audience instead of trying to simply put out a better-looking brochure," T2 spokesman Joseph S. Jimenez said of the apps and other initiatives started at the T2 center in Fort Lewis, Wash. "Some people don't respond to a better brochure, some people don't respond to being told to go to the doctor."
Aside from the anonymity, the apps virtually put into the pockets of troops a tool that today's young, tech-savvy force can relate to.
"They like portable technology and they are very much into gaming and smartphones," Jimenez said.
Use of smartphones for mental health issues comes amid a larger military effort to incorporate them more on the battlefield. For instance, the Army is testing several iPhones, Androids and computer tablet devices to allow more troops in battle to see real-time images of insurgents taken by drone aircraft.
"Like the old adage about having to fish where the fish are, using online media to reach an online generation will be worth it even if it just helps one veteran," Joe Davis, spokesman for the Veterans of Foreign Wars, said of the phone apps.
Just how many troops and vets are being reached ? and helped ? is hard to know.
Because of the anonymity, there is little feedback on the program that started last summer with MoodTracker. But officials said they plan to find volunteers in the future to help with a study on the program's effectiveness.
For now, what's known is that MoodTracker was downloaded about 17,000 times since it was introduced. Since PTSD Coach was released in May, it has been downloaded about 11,000 times in 37 countries, including Mexico, Latvia and Japan.
Although the app is particularly tailored to the needs of active-duty troops and veterans, some users may also be PTSD sufferers with no military background. Officials believe it's likely some are civilians who've had other types of trauma, such as from physical or sexual assaults, car accidents or natural disasters.
___
Online:
National Center for Telehealth and Technology (T2): http://www.t2health.org
Real Warriors Campaign: http://realwarriors.net
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Monday, July 25, 2011
Is There Really Any Easy Medicaid Applications? : Hauptman Law
July 25, 2011
???? Ben calls us with some basic questions about his mom?s long term care needs as she is very close to needing nursing home care.? The subject turns inevitably to Medicaid as I explain the complexities of the program and how people get tripped up by it with often disastrous consequences.? Ben then makes a statement I hear often.? ?The nursing home social worker will help me with the application.? She says Mom?s situation is very simple.?? But how do either of them know if that?s really true?? Is there really such a thing as an easy Medicaid application?
???? A trend we have noticed in recent months in many county offices (Medicaid applications are processed on the county level) is the high turnover of staff and the severe understaffing of offices.? Many offices are filled with inexperienced and overworked employees ? a bad combination.? That?s when mistakes happen.? If you?ve been a reader of this blog for even a short time you know how many things can go wrong with a Medicaid application and it?s almost never in your favor.?
???? The family doesn?t know the ins and outs of the Medicaid rules.? Completing a Medicaid application is more complicated than preparing the average tax return.?? That?s why you hire a good CPA.? The nursing home is not any more equipped to handle it either.? It?s just not the business they?re in and it can cost the applicant and the nursing home tens of thousands of dollars if they make a mistake.?
????? The reply I hear so often is ?I looked at the application form.? It?s only 8 pages and looks pretty straight forward?.? ??For the most part that?s true.? Except that it?s not the application that?s really the problem.? It?s all the documentation you must provide and the follow up scrutiny.? Going through the Medicaid process is sort of like undergoing an IRS income tax audit, only worse. ?Why? First of all, most people have some basic knowledge of income tax just from the fact they have been filing returns for many years.? Most people who file a Medicaid application, however, do it only once.? They know next to nothing about the laws and regulations (or even worse they think they know and are flat out wrong).?
???? Secondly, the tax auditors are so much more experienced than Medicaid caseworkers.? They generally know the tax laws, or at least how to interpret the laws in the government?s favor (which is why you don?t walk into an audit on your own). ??You can?t really blame the Medicaid workers.? They are thrown into the job, usually with next to no experience, and try to do their best.? But, in so many cases it?s the blind leading the blind.? When the caseworker says an asset is countable how do you know it really is?? If he/she is wrong you wouldn?t know it.
???? So, let?s go back to my original question.? Is there really any easy Medicaid application?? If for the past 5 years you literally never had any assets and only a checking account and lived on Social Security and a pension then, yes, that would be a painless application.? But, that?s a pretty rare occurrence.
???? If you?ve got more assets than that, it is impossible to say it will be an ?easy? application until an elder law attorney who knows the rules and regulations really scrutinizes all the transactions in every document provided to Medicaid before you file the application, not after.? That?s the best way to insure you?ll have a painless Medicaid experience.
Posted by Yale Hauptman | Filed Under Medicaid?
Comments
Source: http://elderlawtodaypodcast.com/is-there-really-any-easy-medicaid-applications/
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Retired Cuban archbishop Pedro Meurice dies at 79 (AP)
MIAMI ? Archbishop Pedro Meurice, Archbishop Emeritus of Santiago de Cuba, has died at a Miami hospital. He was 79.
The Archdiocese of Miami reports that Meurice died Thursday morning at Mercy Hospital.
Meurice was ordained a priest of the Archdiocese of Santiago in June 1955 and became a bishop there in 1967. Three years later, he became archbishop of the southeastern Cuban city. Meurice was not shy about criticizing the Castro government, asserting at Pope John Paul II's papal Mass in the city in 1998 that too many Cubans "have confused patriotism with a party."
Meurice retired in February 2007.
Visitation is scheduled in Miami on Saturday and Sunday. A funeral Mass will be held at St. Michael the Archangel Church at 10 a.m. Monday. Miami Archbishop Thomas Wenski will be the main celebrant.
Burial will be in Cuba, though arrangements haven't been finalized.
Is The Wrong type of Equipment Finance Company Bad For ( Business ...
Article by Stan Prokop
They are all the same, aren?t they? Absolutely, postively? Not! We are of course talking about the equipment finance company industry in Canada and how your selection of the right partner can determine which advantages and disadvantages you can enjoy? or suffer with. We prefer positive advantages that your business can benefit with, not Canadian business financing decisions that you will suffer via the wrong choice of a lease partner for your specific needs.Ok, so what in the heck are we talking about? Essentially there are four types of asset finance partners in the equipment leasing industry in Canada. And you thought that a lease finance company was a lease finance company! The first type of partner is the ? captive ? ? no you are not the captive! The term refers simply to finance companies that are owned and literally situated within various manufacturing firms. When clients ask us about lease finance options and they mention specific equipment we are always reminding them to ensure they determine if the manufacturer captive finance firm offers asset financing. If they do we can assure you it is probably the best financial terms you will be able to come up with, as well as a better chance for overall approval re rate, structure and other general terms. Why is that?It?s to do with motivation ? the captive finance firm is motivated to finance and promote the sale of products using financial options such as leasing to get the products out to the marketplace. Want to know a secret that should surprise most business owners and financial managers? It?s simply that captive finance firms in a competing industry will finance their competitor?s products, often at better rates, terms and structures. That is simply because the financial transaction will probably give the competing mfr a foothold into your business to promote and sell their own products. So don?t think that a great firm such as IBM CREDIT CORP. is the only firm that will finance your products you purchase through them. Others will also!The second main group of asset finance firms in Canada is our chartered banks ? Two major banks have leasing arms that are very significant, others employ lease finance to varying degrees. Our real only comment here is that the credit bar is high and more often than not you have to be a customer of the bank to enjoy the great lease and finance structures they offer.The third main category of the Canadian equipment leasing company market is actually the largest and most robust. It also requires the maximum amount of knowledge and navigation by Canadian business owners and financial managers. This is the Independent lease finance market, where there are tens of firms that offer lease financing based on various criteria of asset size, credit quality, geographical preference, industry specialization, etc,etc,etc. RYou have a great choice with our category 3 partners, the independent finance companies. You can spend tens or hundreds of hours determining their credit criteria, additional collateral they require, the size of deals they do, the different lease structures they offer, or? alternatively.. use our final category for lease provider, the independent lease finance advisor who are knowledgeable intermediaries who know the market, have a strong reputation with lease providers, and can match the advantages you seek in an equipment finance transaction to the right provider. Subtle nuances in your overall lease structure, depending on the size of your transaction, can save you thousands of dollars and untold grief at the end of the term of your lease.So that?s your Canadian lease market overview. Speak to a trusted, credible and experienced Canadian business financing advisor who can successful guide you through the asset finance maze.
About the Author
Stan Prokop ? founder of 7 Park Avenue Financial ? http://www.7parkavenuefinancial.comOriginating business financing for Canadian companies, specializing in working capital, cash flow, asset based financing. In business 6 years ? has completed in excess of 45 Million $ $ of financing for Canadian corporations.Info re: Canadian business financing & contact details :http://www.7parkavenuefinancial.com/equipment_finance_company_asset_finance_leasing.html
Business
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7 Park Avenue, Business, Canada, company, equipment, equipment leasing industry, Finance, finance firm, finance partners, health, Lease, Stan Prokop, type, Wrong
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Sunday, July 24, 2011
Sunday sketches and My 1st e-Book Review - Melissa Liban
Hello and happy Sunday my friends. I have a quick drawing I did today for Sunday Sketches,?it's a bunny with a hot pink mohawk.
Now, here's my first ever book review.?My goal is to review?chidren's/middle grade/young adult e-books written by independent authors (aka as self publsihed, I think?independent sounds cooler).??????????????????????
Fall Girl is the book I?m going to discuss today. It is a young adult novel that I downloaded for free on Amazon. If you feel like letting the author get some actual profits you can get a paid version on Smashwords also. Fall Girl is by Marybeth Smith and is about 16 year old Annabelle and basically how her life is affected by her older brother who has bipolar disorder. You can read the actual description (and download it) HERE. I enjoyed reading this book cuz it made stay up until I finished it, I had to know what happened in the end. ?Also I liked the story and I especially liked it because it?s a novel for teens and did not involve vampires, werewolves, being pretty or being popular, which are the subjects most teen novels seem to focus on these days. I also liked the way the characters talked, it sounded like actual teenagers. They said things like; I have an eye crusty and I didn?t shave so I look like a gorilla. At times I wanted to smack the main character in the head cuz she annoyed me, but then it was okay cuz a good portion of teenagers are annoying (sorry teens, but you know it?s true). If you like reading young adult novels I?d say go download yourself a copy. If you?re not into teenage drama I?d say pass (there?s lots of whiny why did my boyfriend dump me stuff), but the story is interesting because most books involving characters with mental illness is told from the point of view of the person who actually has it and this is told from a family members view point. So, that?s the end of my first book review, I hope it was okay. BYE!Source: http://melissalibanillustrations.blogspot.com/2011/07/sunday-sketches-and-my-1st-e-book.html
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After Nortel Loss, Google Looks To InterDigital To Strengthen Patent Portfolio
Google is in some trouble. Eric Schmidt swears he hasn?t a care in the world, but the truth of the matter is Apple has Android in its crosshairs, and that won?t change until Google?s patent portfolio broadens. As of now, the search giant currently holds less than 1,000 wireless-related patents, and after the devastating loss of Nortel?s 6,000-strong patent portfolio, Google can?t afford to waste any more time. And apparently, it isn?t. According to the Wall Street Journal, the Mountain View-based company is reportedly in talks with InterDigital, which currently owns 8,800 patents related to wireless.
Source: http://feedproxy.google.com/~r/Techcrunch/~3/POEy5FCujfE/
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Saturday, July 23, 2011
Talking Horses | Will Hayler | Sport | guardian.co.uk
Workforce in full flight at Goodwood. Photograph: Mike Hewitt/Getty Images
Today's TV races
Workforce (4.30) can exorcise the ghosts of last year's inglorious defeat by taking the King George VI & Queen Elizabeth Stakes at Ascot.
On the strength of two solid, top-drawer performances this season, Workforce emphatically appears to be as good as he was last year when winning the Derby and Arc de Triomphe, and despite his comprehensive defeat in this race behind Harbinger, there are still fewer doubts about him than St Nicholas Abbey and Rewilding.
It must be a major concern to his backers that St Nicholas Abbey was clearly outpaced by Midday in the Coronation Cup before rallying for victory. Positive tactics are the only hope for Joseph O'Brien.
Rewilding was impressive at Royal Ascot but has performed poorly on the back of good runs in the past and seems to need long breaks between his races to be seen at his best. Connections hope 5? weeks off will be enough to have him freshened back up, but I have major doubts.
York 2.00 Having come up against some decent rivals in maidens, Almond Branches got up in the last stride to break her duck last time and she will appreciate the likely gallop.
Newmarket 2.15 The handicapper has done his best to help Classic Punch, who took this contest last year, and he hinted at a return to form last time.
York 2.30 Considered good enough to take her chance at Royal Ascot last time, Creme Anglaise can show her true colours in this easier grade.
Ascot 2.40 Despite still showing signs of inexperience, Russelliana had some very smart fillies behind when second in the Cherry Hinton Stakes a fortnight ago. There is more to come.
Newmarket 2.45 Having thrived for the move up in trip to seven furlongs last time, Instance is an improving filly.
York 3.05 The worry for backers of Twice Over is that he is working as well as ever at home, but hasn't done it on the racecourse so far this season. The revitalised Class Is Class could prove safer.
Ascot 3.15 The handicapper has pushed Albaasil up 10lb, but he was an impressive winner of a strong handicap at Newmarket's July meeting, .
Newmarket 3.20 Irish raider The Reaper should have won against older rivals at Navan and looks handicapped to make amends against his own age group.
York 3.40 Forced wide throughout from a poor draw at Pontefract last time, this straight track should play more to Entitled's strengths.
Ascot 3.50 First home on the far side in this race last year, Imperial Guest is drawn against the stands' rail and may have the best of things.
Will Hayler's best bet
Mr Rainbow 3.30 Newcastle
Trainer Alan Swinbank has ended an abysmal losing run with four winners from his last dozen runners and it would be no surprise to see Mr Rainbow step up some way on the poor effort he produced for the stable last time out. He had previously emerged with credit when fifth in a hot Sandown handicap and seven furlongs on rain-softened ground this afternoon looks an ideal test.
Horse sense
Discovery Bay (1.30) has been laid out for a royal celebration on King George VI And Queen Elizabeth Stakes day at Ascot today and the Queen's horse must be worth an each-way bet in the opening ladies' race. A free-going sort, he did not seem to appreciate being held up in the early stages of the race at York on his latest start, so expect to see him ridden more prominently this afternoon. The booking of the experienced Serena Brotherton is another obvious positive.
On the strength of some good homework, Pearl Charm (2.05) missed a conditions race at Newbury last week in favour of this better contest. The Hannon team have plenty to look forward to at Goodwood next week and a big run from this horse would give them greater confidence in the two-year-old contests. Harbour Watch, in particular, will be hard to beat whether he lines up in the Richmond or the Vintage Stakes.
The Stoute team are sweet on the chances of Albaasil (3.15), but at the opposite end of the weights Aerial Acclaim should not be ruled out for Clive Cox. He needed the run when second to Stage Attraction last month and was very unlucky subsequently at Sandown. A scopey type, he has still more to offer.
Seen and heard
Despite enjoying plenty of success in the last fortnight and remaining clear in his bid to retain the jockeys' championship title, Paul Hanagan has not been smiling very much on his trips to the track in recent days. But the rider insists he isn't being miserable. "To be honest, I had a horse smack me in the face a couple of weeks ago and I lost two or three teeth, or bits of teeth," he admitted. "It's not very pretty and I've been trying to keep my mouth closed as much as possible ever since." Hanagan hopes to visit the dentist as soon as his schedule allows for the much-needed repair work.
One of Flat racing's longest running and most high-profile sponsorships will come to an end next month as a result of the recent sale of the Tote. Since 1976, the Ebor Handicap at York has been sponsored by the Tote, during which time there have been a number of outstanding renewals, perhaps most memorably when Sea Pigeon famously lumped 10st to victory back in 1979 under Jonjo O'Neill. But confirmation is expected shortly that the race is to be known in future as the Betfred Ebor.
Source: http://www.guardian.co.uk/sport/blog/2011/jul/23/talking-horses-racing-tips
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Friday, July 22, 2011
Anwar says opposition can win next Malaysia polls (AP)
KUALA LUMPUR, Malaysia ? Malaysian opposition leader Anwar Ibrahim says he believes his three-party alliance can win the next election because its support has risen after a government crackdown on a rally for electoral reforms.
Anwar told The Associated Press the demonstration has stirred political awareness and public anger over allegations of electoral fraud and the government's refusal to allow large street demonstrations.
Police fired tear gas and detained more than 1,600 people for hours July 9 when at least 20,000 Malaysians marched in Kuala Lumpur to demand more transparency in election laws.
Anwar said Wednesday the opposition has "gained new momentum" that could help it defeat Prime Minister Najib Razak's National Front ruling coalition. General elections are widely expected next year.
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Responsible Pet Ownership: Cat Versus Dog: Which One Makes the ...
By Julia Williams
Pet owners often engage in friendly ? and sometimes not-so-friendly ? discussions on whether cats make better pets than dogs, or vice versa. While there are quite a few pet owners who love both cats and dogs equally, others are adamant in their stance that one species is better than the other. Where we stand in the great ?cat versus dog debate? is often a result of which pet we had growing up, or a particular experience we had with one, either positive or negative. Sometimes a preference emerges for no apparent reason; it just is, and it?s how we?ve always felt.
Over the years I?ve been a pet mom to a dozen cats. I like dogs too but have only shared my home with one, so my experience with them is more limited. However, just because my BFF?s have always been cats doesn?t automatically mean I think cats make better pets than dogs. The relationships are different, not necessarily better. Nonetheless, for the sake of the debate I?ve come up with a few reasons why one might want a cat instead of a dog. Don?t think I?m bashing dogs though, because I?m really not. Rather, this is just my attempt at humor.
The Cleanliness Factor
Dogs need to be bathed regularly and even then, many breeds have a distinct ?eau de dog? shortly after getting squeaky clean. Cats win this category paws down because they are remarkably self cleaning. My cats wash themselves after every FELIDAE feeding frenzy, in between mealtimes, and pretty much every waking hour. Bathing a cat is rarely necessary, which is a good thing because it?s not exactly easy to do without getting shredded.
Physical Activity
All dogs need regular exercise. Some breeds can get by with a short daily walk or play session in the backyard, but others need more physical activity than this, which can be challenging if you?re more ?couch potato? than marathon runner. Cats need regular exercise too, but you don?t need to brave the chill of winter to help them burn off their kibble calories. A drawer-full of cheap cat toys is all you need!
Economics
Big dogs eat mountains of food, and even some small dog breeds put away more kibble than most cats do. Dogs need bigger pet beds than kitties do, and most felines prefer a cardboard box over a cushy pet bed anyway, so you might as well not buy one. There are typically more supplies to buy for dogs too, such as crates, leashes, harnesses, rain booties, and sweaters for those short-haired or hairless breeds. Cats don?t need to wear sweaters and most will claw you into itty bitty pieces if you?re foolish enough to even think about putting one on them. Same for the harness and leash?just don?t go there!
Training
There?s a big difference in the time and effort required to train dogs versus cats.? For cats, training generally consists of showing them where their litter box is kept, and keeping a spray bottle of water handy to discourage counter surfing. Dogs need rules and guidance to become canine good citizens who will follow your basic commands at home, at the dog park and on walks.
Barking Versus Meowing
A bored dog left alone all day tends to engage in excessive barking, which can really get annoying when you live next door. It?s certainly not the dog?s fault, but that doesn?t make the barking any less irritating. Conversely, have you ever heard someone complain because the neighbor?s cat meowed all day while they were away? Nope, me neither! If you?re gone a lot, a cat is definitely the better pet because they sleep all day anyway.
The Palate
It?s no secret that dogs view the things they find in garbage cans, the cat?s litter box and their backyard as tasty tidbits. Yep, dogs eat rotten food and poop, and they like to roll in the stinky stuff too. When have you ever seen a cat do that? Enough said.
I?m sure I could come up with just as many reasons why dogs make better pets than cats? but I won?t because that would mean I?d have to relinquish my lifetime membership in the Crazy Cat Lady club, and the tacky cat plaque that came with it. And you know, I?ve actually grown quite fond of that ugly thing.?
Photo by Dixie Wells
Read more articles by Julia Williams
Source: http://canidaepetfood.blogspot.com/2011/07/cat-versus-dog-which-one-makes-best-pet.html
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Thursday, July 21, 2011
UK police chief denies criticising Cameron (Reuters)
LONDON (Reuters) ? The outgoing head of London's police said on Tuesday that his resignation statement was not an attack on the way Prime Minister David Cameron had handled a phone hacking crisis.
"I was taking no such swipe at the prime minister," Paul Stephenson told a parliamentary committee investigating the crisis engulfing Rupert Murdoch's News Corp media empire and the police.
Stephenson announced his resignation on Sunday after it emerged that the force had hired Neil Wallis, a former deputy newspaper editor now implicated in the scandal, as a media adviser.
In his resignation statement, Stephenson appeared to be contrasting his behaviour with that of Cameron, who employed former News of the World tabloid editor Andy Coulson as his communications chief.
On Tuesday he told the committee he agreed with Cameron that the two situations were not comparable. "Of course the employment of Mr Coulson and the employment by the Met (police) of Mr Wallis was entirely different," he said.
(Reporting by Keith Weir, Editing by Mark Trevelyan)
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Online Shopping For Computers & Electronics Gadgets. | Technology ...
Searching for that perfect computer and its accessories can be about as much fun as purchasing a new car but also frustrating when you?re sorting through the various brands trying to decide which ?bells and whistles? best fit your needs. I would like to talk about purchasing a computer or other such electronic gadgets. Why? After you read this article you can make a very smart choice finding the best deals online for the electronics or computers that you are looking for. One of the big advantages of online shopping is the benefit of availing great prices; cash back rebates, online coupons , promo codes, and exclusive offers make for a lot of savings by way of deep discounts. On some sites you can save up to 50% or more on select items. Depending on where you shop online, you may even find huge discounts on shipping and delivery. Usually, men in particular are not excited about having to go out in search of things. Online deal hunting is a great idea because it takes a fraction of the time so that they can get back to more important things, and you get your item delivered straight home. Shopping online for electronic gadgets can be done anywhere there?s a computer with an Internet connection. Most handy online stores run 24 hours a day, 7 days a week so that you don?t have to worry about operating hours like in traditional brick and mortar stores. You can pay for items bought online with credit cards, debit cards, charge cards and other secure methods like PayPal that make online shopping so much safer than carrying cash around these days.
I plan to also include a bit of information about how important it is to shop around for the best deals and just a few tips that I use on a daily basis to find great deals and prices on electronic items. In this article we are going to focus on online purchases followed with information on purchasing through an online retail store.
First thing I will mention are the Top online stores with the best reputation and business ethics and they will get a mini review to help you find what electronic and computer items you are after.
1. TigerDirect: ? TigerDirect, to me, should definitely be your first stop if you?re after daily/weekly deals with great discounts. They offer free shipping on a lot of items and also have some of the most active members giving reviews on new products to help you make a choice. They offer an exciting range of electronic items right from computers, IPod, Laptop, Videogames, computer accessories etc. Above all, you can avail of extra discount coupons and cash back rebates when you shop online through these stores.
2. CompUSA: ? CompUSA is right up there with TigerDirect. They too have electronics and computer items of all the types ranging from lower to higher brands. They help you customize your online purchases and also have good deals and discounts. I would highly recommend checking and comparing prices with TigerDirect as they are usually very close but sometimes you can spot a better bargain easily.
Now that you know where to look for online deals, we need a basic strategy to actually find the deals, online coupons, and promo codes for these online stores. We have 2 companies that offer all kinds of the most popular branded electronics at great bargain prices daily. The best practice when buying an online electronic item is simply to write down what you?re looking for and what you?re willing to pay for it. This simple step will save you a lot of time and headaches.
I hope this has been a helpful article and good luck finding computers, laptops, videogames, IPods and other electronic items and accessories of your choice for yourself and your loved ones.?
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Wednesday, July 20, 2011
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Palm Pixi Plus Verizon Cell Phone No Contract 44 07 Shipped
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you say cheapskate I say frugal March 17 2011 Reviewer Darth Tesla see more about me Maumelle Arkansas USA Earth I was about to return this phone because Verizon Palm Pixi Plus Verizon Cell Phone No Contract by Palm 134% Sales Rank in Cell Phones Accessories 50 was 117 yesterday 86 Buy new 599 99 44 07 Palm Pixi Plus Verizon Cell Phone No Contract Unlocked Phones Phones with Plans No Contract Phones Mobile Broadband Unlocked Phones Accessories
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Samsung Glyde U940 Cell Phone Touchscreen Cell phone for Verizon Wireless with No Contract ? Refurbished in Brand New Housing and 30 Day Seller?s Warranty. :: Samsung Glyde U940 Cell Phone Touchscreen Cell phone for Verizon Wireless with No Contract ? Refurbished in Brand New Housing and 30 Day Seller?s Warranty Sleek multimedia phone with 2.8-inch touchscreen and slide-out, full QWERTY keyboard, Access Verizon?s V Cast Music and Video service via fast EV-DO data network; GPS-enabled for turn-by-turn directions 2-megapixel camera [...]
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Garmin n?vi 1350LMT 4.3-Inch Portable GPS Navigator with Lifetime Map & Traffic Updates. :: Garmin n?vi 1350LMT 4.3-Inch Portable GPS Navigator with Lifetime Map & Traffic Updates Sunlight-readable, 4.3-inch backlit TFT color touchscreen display with 480 x 272 WQVGA pixel resolution Preloaded with City Navigator NT data for the lower 48 states, Hawaii and Puerto Rico, with nearly six million points of interest Free lifetime map and traffic updates [...]
Canon PowerShot A3000IS 10 MP Digital Camera with 4x Optical Image Stabilized Zoom and 2.7-Inch LCD. :: Canon PowerShot A3000IS 10 MP Digital Camera with 4x Optical Image Stabilized Zoom and 2.7-Inch LCD 10.0 megapixels, 4x optical zoom, and built-in Optical Image Stabilizer Lithium-ion battery makes the camera lighter and offers an easy alternative to recharge New scene modes, including Super Vivid and Poster Effect; Smart Auto selects from 18 predefined shooting [...]
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